Being injured in a car accident can quickly cause disorder in your life. What might have previously been a standard daily routine is now turned upside down as you deal with your insurance provider and attend medical appointments – and while you’re in pain. It’s important to add one more thing to your to-do list – contacting a few attorneys who can provide you with legal representation. It’s ideal to seek out those who specialize in car accident cases as they’ll have the right expertise to fight on your behalf. When you’re contacting attorneys that you might hire, here are three subjects to bring up with each.
Probability Of Success
There’s little point in devoting your time to filing a suit if you don’t stand at least a decent probability of success. Given that you’re not in a position to assess the merits of your case, it’s beneficial to ask the car accident attorney how he or she deems your situation. Each attorney will be able to evaluate the specifics of your accident and your injury against previous clients’ cases to help gauge whether it would be advantageous for you to hire the attorney and move forward. The attorney will also identify any potential shortcomings in your case and discuss solutions to overcome them.
Reliance On Experts
The best accident attorneys have a reliable network of experts who can dramatically help to strengthen clients’ cases. It’s beneficial to ask each attorney about these experts and how they can be used to increase your probability of success. Typical experts include a range of medical professionals – a doctor, for example, can evaluate the injuries that you sustained in the car accident and a psychologist can assess the degree of any emotional suffering that has resulted from the situation. Accident investigators can speak with you and dig into the situation surrounding your accident to ensure that no angles are missed when it comes time to present your case.
Given that many car accident cases are resolved when the client accepts a settlement, it’s important to ask the attorney about this topic. The attorney will be able to suggest the likelihood of a settlement, how soon it might be offered and even how much it could be worth. Most importantly, the attorney will provide you with an authoritative opinion of whether it would be advantageous for you to accept the settlement or whether it would be better to proceed to trial.more info
Most people pursuing accident injury claims will tell you that the process seems to drag on forever. The anxiety is compounded by the fact that a delay doesn’t necessarily mean that you will be paid. The adjuster may take their sweet time, only to end up denying your payout. That being said, it’s good to know some of the issues that prolong the claim process, issues such as:
The first reason for the delay is the investigations that the insurance company must conduct. Insurers make money by limiting the number of claims they pay out. One way they do this is by conducting thorough investigations so that they only pay when it’s necessary. The claims adjuster will investigate you and use any negative information to lower the value of your claim. The nature of the investigations depends on different issues, such as the severity of the accident and the insurer’s policy.
Workload of Adjuster
The insurance adjuster, who investigates and negotiates your claim, doesn’t work on one case at a time. If you submit your claim while the adjuster has many other cases pending, then it will take them longer to close your file compared to an adjuster handling only a few cases. The number of claims an adjuster can handle at a time depends on the company, so this is something you don’t have control over.
Just because you are convinced the other motorist was at fault doesn’t mean that the insurance company will be of the same opinion. This only happens in straightforward cases where the liable party is obvious. For example, if you stop at a red light, and another car fails to stop and rams your car’s rear, it’s clear that the other motorist is liable for the accident.
However, there are other cases where liability isn’t so clear cut. Consider the example of a crash in which one of the cars was speeding while the other one had defective breaks. You may think that the speeding motorist is clearly liable for the accident, but what if good brakes in the other car would have prevented the accident?
You may not be able to get an instant payout, but the good news is there are things you can do to speed up the process. For example, you need to furnish the adjuster will all the information they need to speed up the investigation process. Hire a lawyer if you are convinced your claim is taking an unnecessarily long time to process.more info
After reaching an agreement with an insurance company following a car accident, the company will ask you to sign a release. Although signing means that you will finally receive payment for your injuries and damages, it can also mean that you are giving up certain rights that could be important in the future. Before signing the release, here is what you need to know.
What Is in the Release?
The release basically outlines what you and the insurance company have agreed to in the settlement. It also restricts your right to file a lawsuit in the future and releases the insurance company and the insured from any liability for your injuries and damages going forward.
The release is typically prepared by the insurance company. However, if you have legal representation, your attorney can prepare the form. If your case did end up in court before a settlement was reached, it is likely that the defense attorney will prepare it.
What Should You Look For?
Before you sign the release, there are several things you need to consider. For instance, you need to ensure that you are not required to get your own insurance company’s permission before signing. Your insurance company’s permission might be required to protect its right to pursue damages against the defendant in the future.
If you have expenses that are related to the accident in the future and file a claim on your insurance to pay for it, your provider wants to be sure it still retains its right to go after the defendant for what has to be paid. If you sign the release though, you are not only waiving your right to sue in the future, but also your insurance company’s.
When reviewing the release, you also need to ensure that all of your damages are covered. Remember, the release is final. Once you sign, you cannot ask the insurance company to cover any damages that you might have forgotten.
If there is the possibility that you will have future damages related to the accident, such as the need for additional medical care, your settlement needs to include a provision for this. If not, you could be left responsible for those expenses.
To ensure that your release includes provisions for all of your damages and that it is factually accurate, you need to work with a personal injury attorney, such as those at Law Office of Daniel E Goodman, LLC. If there are issues, the attorney can not only negotiate further with the insurance company, but create the final release.more info
Freelancers, independent contractors, or sole proprietors aren’t automatically covered by workers compensation insurance. However, this doesn’t mean you don’t need the benefits associated with the coverage. If you are one of those workers who don’t have automatic coverage, analyze your situation to determine whether you need to buy coverage for yourself. Here are four cases in which it pays to get workers insurance coverage:
You Are Engaged In a High-Risk Job
If your job is risky, you need to purchase workers’ compensation insurance to cushion you from the losses you would face if injured. Sure, any worker can get injured, but higher risks justify the cost of the insurance. For example, it makes more sense for a chimney sweeper, a tree professional, or a delivery driver to buy the insurance compared to a work-at-home freelance writer.
You Are the Sole Breadwinner
You also need workers’ compensation if you are the sole breadwinner for your loved ones, and they would suffer terribly if you god injured and couldn’t work. Consider an example where your spouse is a stay-at-home parent, you have some kids in school, and you don’t have a side business apart from your main line of work. In such a case, getting injured can easily spiral you into a financial quagmire, so workers’ compensation is a necessity or you.
Your Contract Demands It
Some employers do not want to risk having to pay injured workers. Such an employer may ask you for proof of workers’ compensation insurance before giving you work. Therefore, if you are dealing with such an employer, you have to purchase the coverage even if you think your job isn’t that risky.
You Want To Improve Your Job Prospects
Some people may not ask you outright for proof of workers’ compensation, but they consider it a bonus if you are covered. In some industries, an insured independent contractor competing for the sum job with an uninsured contractor may get the job ahead of his or her competitor even if workers’ compensation isn’t an express requirement. Such coverage shows your seriousness with your business, and the employer also gets reassured that he or she won’t have to incur any extra expense if you are injured. Thus, workers’ compensation coverage may boost our chances of landing contracts.
If you do get injured and are covered, ensure you get the maximum benefits you can get from your insurer. The best way to do this is to consult a workers’ compensation lawyer to walk you through the process.more info
If you just purchased a motorcycle, here are a few safety tips to keep you safe when you are on the road. Knowing these safety tips will help you minimize your risk of being involved in an accident.
Take A Motorcycle Safety Class
The first thing you should do before you hit the road in your new motorcycle is sign up for a motorcycle safety class. During a motorcycle safety class, you will learn basic motorcycle safety skills and you will learn how to be a defensive rider on the road.
These skills should help you avoid an accident on the road. If you do get into an accident, taking this class will be a great way to prove that you were driving safely and could help you with your compensation claim.
Always Assume That Other Drivers Don’t See You
As you ride your motorcycle, you should always assume that the other drivers on the road cannot see you nor they can they you approaching. Assuming that they can’t see or hear you will help you drive more defensively.
Always be prepared to make an evasive maneuver due to a vehicle that didn’t see you approaching. When passing a vehicle, try to do so quickly so you are not in the blind spot of another vehicle for any longer than you have to be.
Many drivers who get into accidents with motorcycles claim they didn’t see the motorcycle, which is why it is your job to watch out for other vehicles on the road.
Inspect Your Bike & Gear Before Riding
Before you get on your bike, even for a quick trip down the road, you should always inspect your bike. Walk around your bike and make sure that all the parts are in the right place and that nothing is loose or has been damaged while your bike was sitting. In a car, you can drive with parts that are not in the best shape, but with a bike, a broken part can easily lead to an accident.
You should also inspect your gear before you ride. Make sure that your clothing and shoes are on securely, and make sure your helmet fits snugly before you fire up your motorcycle.
Reduce your risk of getting into an accident with a motorcycle in the first place as a new rider by following the three safety steps above. These safety steps will keep you safe on the road, and if you do get into an accident, implementing the three safety steps above will increase your chances of getting the compensation that you deserve. To learn more about motorcycle accident law, contact a company like Palmetto Injury Lawyers.more info