A personal injury lawsuit filed against you can be financially damaging. Not only will you have to pay for any injuries that have occurred and need treatment, but you will most likely have to pay for court fees, pain and suffering, and loss of income to the injured person, as well. Here are four ways on how to protect yourself from a personal injury lawsuit: 

  1. Keep Your Home and Business Safe: First of all, you want to be sure that your home and business is safe for everyone. If you invite guests over, be aware that their presence means that you are accountable to some degree of their safety. If you have stairs that are not stable or you are working on home renovations, be sure that guests are aware and these areas are restricted to guests if needed. For your business, you should have signs put out that warn employees and customers of potential dangers, such as spills on the floor. 
  2. Understand the Laws: If you own a home or business, it's important that you understand the laws that surround you keeping the place safe. Different states will have different rules. If you own a business, be sure to talk to a personal injury attorney to determine what specific rules apply to you in your state. 
  3. Have Ample Liability Insurance: Liability insurance is what will help protect you financially if you were to be sued for a personal injury. If you do not have ample liability insurance, you can expect to pay a great deal of out-of-pocket expenses not only on medical bills for the person who was injured, but also loss of income, pain and suffering for the injured and their family, and punitive damages. Be sure that you check with your homeowners insurance and business insurance to decipher just how much liability insurance you have. 
  4. Hire a Personal Injury Attorney: If you are going through a personal injury lawsuit, always be sure that you hire a personal injury attorney who has experience talking with those who were injured. Your personal injury attorney may be able to convince the person who was injured to take a settlement offer, which will save you from having to go to court. This, in turn, avoids the cost of court fees.

By knowing these four ways to protect yourself from a personal injury lawsuit, you can be sure that you do not cause any heavy financial damage to yourself and your family or business. For further assistance, contact a local personal injury attorney, such as one from Stapleton Law Offices.